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Cash Out Refinance

If your home has gained equity and you'd like to pull that money for your own use, this may be a good option for you. A cash out refinance increases the amount of your loan and puts the additional added amount back into your pocket upon closing. 
 

Rate-and-Term Refinance

A rate-and-term refinance will maintain the amount of your loan while increasing the time frame of the loan and/or lowering the rate on your loan. As a result, you may have a lower monthly payment. This type of refinance may be right for you if you're looking to decrease your monthly dues.

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No-cost Refinance

A no-cost refinance rolls the closing costs and fees into the loan so there are no upfront dues. Instead, the fees typically paid upfront get paid over the course of the loan. This type of refinance may affect rates or terms.